FLORIDA INSURANCE BLOG

Before you go out and buy homeowners insurance you should at least have some knowledge about the basics of insurance. Knowing the basics will help you make an informed decision. You will be able to save money and avoid amateur mistakes. Let’s take a detailed look at things that every homeowner should know about Florida home insurance.

The Coverage

A lot of people have absolutely no idea about buying homeowners insurance. Most first time home buyers have trouble finding good insurance packages. These people lack the knowledge and guidance needed to make the right decisions. However with just a little bit of guidance you can make the right choices. Let’s look at the things that you need to consider when buying homeowner insurance.

Get the Right Plan

According to many industry reviews, most homeowner’s insurance policies in the U.S. do not meet the needs of the homeowners purchasing them. You can see these especially in areas like Ponte Vedra Beach or Jupiter, Florida, where high-value property owners in coastal areas are having trouble finding the insurance they need.

The CBO (Congressional Budget Office) CBO offered an update regarding the Affordable Care Act’s (ACA” employer mandate penalty this week. They believe the one year-delay in enforcement will result in a 10-year federal budget cost increase of over $12 billion dollars. That would be the equivalent to 1 percent of the ACA’s total costs. The largest factor regarding this increase is the reduction of penalty income for the government. They are set to lose in excess of $10 billion for not collecting the “PENALTY PAYMENTS”.

Check out news on Moran Insurance in the Jacksonville Business Journal.

Morgan Moran is putting a new twist on an old business.

As president of Moran Insurance and Financial Solutions, Moran and his wife, Kirsten, run an Internet-based insurance agency based in an office condominium in Ponte Vedra Beach. They’re part of a new cadre of young insurance entrepreneurs who are changing the paradigm for local, family-owned insurance agencies.

Gone are the grindingly long meetings with insurance agents. Enter the Internet.

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