PROTECT YOUR BUSINESS

Your Way

THE COVERAGE YOU NEED

When you need it most

HOME INSURANCE

Protect your largest asset

AUTO INSURANCE

Cut your premium, not your coverage

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FLORIDA HOMEOWNERS INSURANCE

We offer Florida homeowners insurance quotes for any residents living in the Sunshine State!  Our simple quoting process allows you to compare over 50 carriers doing business in the state.  As you might know, Florida has some of the highest annual home insurance premiums in the country.  On average, residents pay more than $2,000 per year for a HO-3 Policy, in comparison to the national average, which is just over $1,000.  There are many factors that go into your property insurance premium, incluing size, construction type, proximity to coast, amount of personal items, along with many others.  Take the guess work out and give us a call today!

Testimonials

Dan Myers did the work required to not only get me the best quote for my homeowners insurance, but also the correct amount of coverage based upon the value of my property. I did shop around and get several quotes. I was thoroughly impressed with Dan's consistent follow up and knowledge. Because of Dan I plan on moving my automobile insurance over to Moran, and I have already referred a good friend of mine to him for his and his wife's automobile insurance as well. Thank you Dan! 

David T. - Palm Beach Gardens, FL

I always appreciate timely responses back when I am doing business with a company. Laurin is amazing at responded quickly whenever I have a question. It is greatly appreciated and extremely professional!  

Kendra H. - Winter Garden, Fl

Laurin Agnew has made all the difference. She is friendly, informative, prompt in responding, and takes each task to completion. Her caring and competent person is a delight to work with. We feel fortunate to have her as our agent.

Jules L. - Key West, Fl

The firm is always so responsive to any inquiry that I have. Dan Myers is very helpful and makes people feel at ease with any insurance matters. He makes it simple to understand and breaks down complex issues.

Michael L. - West Palm Beach, FL

Keeping us abreast of policy changes/updates/due dates and your availability by phone or email... Ability to pay premiums either way.

Michael G. - Winter Haven, FL
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FLORIDA INSURANCE PLANS BY REGION

  • 1. Northwest
  • 2. North Central
  • 3. Northeast
  • 4. East Central
  • 5. West Central
  • 6. Southeast
  • 7. Southwest
  • 8. South
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Blog

There are all sorts of Florida homeowner’s insurance laws that you should be familiar with. It will make it easier to get the coverage that you need. Insurance agents can help you to make sense of the laws and get quotes, too.

What’s Required

It’s important to know that the state of Florida does not require you to maintain homeowner’s insurance. When it comes to laws, there isn’t one regarding having a policy. This means that it’s your choice as to whether you want the coverage or not.

Homeowners insurance is critical for your financial protection. Florida homeowner’s insurance quotes are easier to get than you might think. There are a few tips that will help you get the quotes that you need.

Determine What You Need

Before you can start to get quotes from an insurance agent, you have to figure out what you want. There are various options when it comes to homeowners insurance in Florida. You will have liability and property coverage encompassed. You will also have loss of use included in your policy.

Auto insurance in Jacksonville is a necessity. Just because the state requires you to have insurance doesn't mean you have to spend a fortune. There are a variety of discounts that you should know about. If you qualify for any or all of the discounts, you can lower your insurance premiums significantly.

When you shop for Ponte Vedra home insurance, it's a good idea to conduct a home inventory. This is an optional task, but an important one. Home inventories will tell you what you have in your home and what the total value of each item is. It takes a bit of time, but there are good reasons to conduct it.

There is always the possibility that car insurance in Ponte Vedra will go up when you file an insurance claim. If something happens to your car, you have to decide whether you want to file a claim or not. Failure to file a claim can come back to haunt you. In most instances, it's better to file a claim, even if you decide against paying the deductible and having insurance cover the costs.

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About us

Moran Insurance & Financial Solutions is your independent insurance agency serving the entire state of Florida with office locations in Ponte Vedra Beach, Vero Beach and Maitland, FL.  Our mission is to connect our client with an Insurance Program or Financial Solution that makes good business sense.

Moran Insurance and their team of licensed insurance specialists offer a large range of insurance solutions.  We offer a variety of personal, business and group insurance programs to fit your exact needs. Insurance solutions such as, Florida homeowners insurance, auto insurance, commercial general liability, worker's compensation and commerican property in Ponte Vedra Beach, Palm Valley, Atlantic Beach, Jacksonville, Orlando, Tampa, Miami, Maitland and Vero Beach and all other cities in the Sunshine State.  

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