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Protect your largest asset


Cut your premium, not your coverage



We offer Florida homeowners insurance quotes for any residents living in the Sunshine State!  Our simple quoting process allows you to compare over 50 carriers doing business in the state.  As you might know, Florida has some of the highest annual home insurance premiums in the country.  On average, residents pay more than $2,000 per year for a HO-3 Policy, in comparison to the national average, which is just over $1,000.  There are many factors that go into your property insurance premium, incluing size, construction type, proximity to coast, amount of personal items, along with many others.  Take the guess work out and give us a call today!


Excellent service. Always very friendly and professional.
Moran has saved me a lot of money over the years.

Gregory F. - Tampa, FL

Outstanding customer service - Dan always ensures we have all the facts and are up to date with what is needed. The best Insurance agent ever!

Fred B. - Jupiter, FL

This group is awesome!!! Every time I make an inquiry, it is quickly responded... Every year, they check rates and assist me in making the best-informed decision...

Jerome C. - Jacksonville, FL

Laurin looks out for all my insurance needs

Fredrick B. - Stuart, FL

Kirsten is awesome!  She is quick to respond and jump in to help when I need it.  She also automatically checks for new pricing each year on my homeowners insurance.  I don't have to think about it!  Love it!

Denise W. - Casselberry, FL


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There are all sorts of Florida homeowner’s insurance laws that you should be familiar with. It will make it easier to get the coverage that you need. Insurance agents can help you to make sense of the laws and get quotes, too.

What’s Required

It’s important to know that the state of Florida does not require you to maintain homeowner’s insurance. When it comes to laws, there isn’t one regarding having a policy. This means that it’s your choice as to whether you want the coverage or not.

Homeowners insurance is critical for your financial protection. Florida homeowner’s insurance quotes are easier to get than you might think. There are a few tips that will help you get the quotes that you need.

Determine What You Need

Before you can start to get quotes from an insurance agent, you have to figure out what you want. There are various options when it comes to homeowners insurance in Florida. You will have liability and property coverage encompassed. You will also have loss of use included in your policy.

Auto insurance in Jacksonville is a necessity. Just because the state requires you to have insurance doesn't mean you have to spend a fortune. There are a variety of discounts that you should know about. If you qualify for any or all of the discounts, you can lower your insurance premiums significantly.

When you shop for Ponte Vedra home insurance, it's a good idea to conduct a home inventory. This is an optional task, but an important one. Home inventories will tell you what you have in your home and what the total value of each item is. It takes a bit of time, but there are good reasons to conduct it.

There is always the possibility that car insurance in Ponte Vedra will go up when you file an insurance claim. If something happens to your car, you have to decide whether you want to file a claim or not. Failure to file a claim can come back to haunt you. In most instances, it's better to file a claim, even if you decide against paying the deductible and having insurance cover the costs.


About us

Moran Insurance & Financial Solutions is your independent insurance agency serving the entire state of Florida with office locations in Ponte Vedra Beach, Vero Beach, Saint Augustine, Jacksonville and Maitland, FL.  Our mission is to connect our client with an Insurance Program or Financial Solution that makes good business sense.

Moran Insurance and their team of licensed insurance specialists offer a large range of insurance solutions.  We offer a variety of personal, business and group insurance programs to fit your exact needs. Insurance solutions such as, Florida homeowners insurance, auto insurance, commercial general liability, worker's compensation and commerican property in Ponte Vedra Beach, Palm Valley, Atlantic Beach, Jacksonville, Orlando, Tampa, Miami, Maitland and Vero Beach and all other cities in the Sunshine State.  

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