Open enrollment is something that happens every single year. When you are looking for health insurance in Florida, quotes should be obtained during this time. Is because you become a “free agent” during this time. You can change the type of coverage that you have within your insurance policy, and you can also choose to change companies.

Ultimately, it comes down to looking for the best coverage at the lowest price. Getting some quotes can help to answer a lot of questions that you may have.

OPEN ENROLLMENT IS ONCE A YEAR

Open enrollment happens only once every year. Generally, it happens in the fall, but can vary based upon employer or insurance company. This serves as the perfect reminder for you to get health insurance quotes in Florida.

If you forget to look at insurance during open enrollment, you may have to wait an entire year before you can make changes. This is particularly true if you get your insurance through your employer.

YOU CAN EXPLORE THE COVERAGE

When you look at your plan during open enrollment, you can explore the coverage that you are actually getting. Sometimes, insurance companies get rid of one plan and offer another one. The problem with this is that the coverage can change – and so can the price.

Often, people simply renew without paying any attention. Be dangerous because you may not get the coverage that you need and you may spend hundreds of dollars more in monthly premiums.

The Affordable Care Act requires you to have insurance, otherwise you will be penalized monetarily. This means that simply dropping your insurance because you are unhappy with the coverage is no longer an option. However, you can still be in control of what you pay for your insurance. You may simply want to take the time to make some comparisons between other companies.

FIND OUT IF YOU STILL HAVE AN AFFORDABLE POLICY

Policies can go up from time to time. This may be as a result of what the state is doing due to legislation, or it may be something that is going on inside of the insurance company. The only way to know for sure if you have an affordable policy is to get quotes from several companies.

This is something that you can do on your own, or enlist the help of an independent insurance agent. An agent can get policy quotes for you so that you can make accurate comparisons.

In the end, open enrollment is the perfect time for getting quotes for health insurance in Florida. It allows you to find out what your options are, compare coverage levels, and find an insurance company that is going to give you what you need at a premium that you can afford, whether you go through the government marketplace or your employer.