You want to do everything you can to prep your home for the fall weather. Even though it doesn’t get very cold in Florida, it is critical that you do some prep work. Otherwise, you may find that your home is not prepared. The last thing you want is to experience an incident that could lead to having to file a claim on your homeowners insurance.

CLEAN THE GUTTERS

Gutters should be cleaned on a regular basis. You may do them on your own, or you may hire a professional. The benefit to doing it for the fall is so that any clogs can be cleared out. Otherwise, you may start to deal with a significant number of leaves falling into the gutter, and this can way it all down. Additionally, too much debris inside the gutters can lead to premature rusting and corrosion.

CLEAN THE OVEN

Fall is the time when a lot of homeowners decide to bake and cook. You may be getting ready to bake a bunch of holiday cookies, or cook a big Thanksgiving feast. Either way, you are going to be using your oven. Over the course of the year, a lot of debris can accumulate at the bottom. This includes drips, burned items, and more. When you take the time to clean the oven sufficiently, whether you have a self-cleaning oven or you do it manually, you reduce the risk of a fire.

SCHEDULE AN HVAC INSPECTION

An HVAC inspection is something that you definitely want to schedule as the fall approaches. The main reason for this is because a technician will be able to tell you if your heating elements are working properly. You don’t want to turn your heat on during a chilly evening only to find out that there is something not working. Often, technicians will be able to find issues before they become a major problem. They can make the repair affordably before it turns into something that is going to be much more expensive.

HAVE A CHIMNEY SWEEP VISIT

Many homes in Florida have chimneys and fireplaces. If your home has one, you want to make sure that you have a chimney sweep schedule at some point before you are going to use your fireplace for the season. This way, you can ensure that it is clean and in proper condition. Without taking this step, you run the risk of a fire in your chimney, or blowing a significant amount of smoke into your home, which can set off your smoke alarms. It may also cause furniture and more to smell like smoke, which can be difficult to get rid of.

GET INSURANCE QUOTES

The fall should be a reminder to get some insurance quotes. You may be spending more on homeowners insurance than necessary. Take the time to work with an independent insurance agent today so that you can learn more about the various companies that offer policies in Florida, and what the cost of the annual premiums will be.